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The Science and Information (SAI) Organization publishes open-access peer-reviewed journals in computer science and artificial intelligence.

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Research Article | Open Access |

The Impacts of ICTs on Banks

Author 1: Matthew K Luka Author 2: Ibikunle A. Frank
International Journal of Advanced Computer Science and Applications (IJACSA) · Vol. 3, No. 9 · Published 2012 · Cited by 21

DOI: https://doi.org/10.14569/IJACSA.2012.030921

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Abstract

ICT has taken the center stage in almost every aspect of human endeavor. ICT help banks improve the efficiency and effectiveness of services offered to customers, and enhances business processes, managerial decision making, and workgroup collaborations, which strengthens their competitive positions in rapidly changing and emerging economies. This paper considers the impacts and trends of ICTs on the banking industry of the 21st century. Four (4) parameters, namely: productivity, market structure, Innovation and value chain were used for benchmarking. Case studies of the IT platform employed by two Nigerian banks were included to for a more informed inference.

Keywords

Banking industry CBN Customers Economic growth ICT productivity.

How to Cite this Article

Luka, M. K., & Frank, I. A. (2012). The Impacts of ICTs on Banks. International Journal of Advanced Computer Science and Applications, 3(9). https://doi.org/10.14569/IJACSA.2012.030921

Luka, Matthew K, and Ibikunle A. Frank. "The Impacts of ICTs on Banks." International Journal of Advanced Computer Science and Applications, vol. 3, no. 9, 2012, https://doi.org/10.14569/IJACSA.2012.030921.

@article{Luka2012,
  title     = {The Impacts of ICTs on Banks},
  journal   = {International Journal of Advanced Computer Science and Applications},
  volume    = {3},
  number    = {9},
  year      = {2012},
  publisher = {The Science and Information Organization},
  author    = {Matthew K Luka and Ibikunle A. Frank},
  doi       = {10.14569/IJACSA.2012.030921},
  url       = {https://doi.org/10.14569/IJACSA.2012.030921}
}

Open Access — licensed under a Creative Commons Attribution 4.0 International License. Unrestricted use, distribution, and reproduction in any medium, even commercially, as long as the original work is properly cited.

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