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DOI: 10.14569/IJACSA.2016.071245
PDF

An Incident Management System for Debt Collection in Virtual Banking

Author 1: Sareh Saberi
Author 2: Seyyed Mohsen Hashemi

International Journal of Advanced Computer Science and Applications(IJACSA), Volume 7 Issue 12, 2016.

  • Abstract and Keywords
  • How to Cite this Article
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Abstract: An astonishing peak volume of bad loans in most countries, including Iran, is one of the latest manifestations of deep disorders which inhibited banking system from performing its main duty to promote development plans over a long period. Main mission of banking system is to link savers and those economic actors who need financial facilities. Banks, as intermediaries, receive interest from the second group and pay interest to the first group. During the last 10 years, millions of people have been controlling their financial lives online in the developed markets. Counters of access to electronic money and electronic wallet have increased currently. Bad loans increase as more facilities are provided for customers. Therefore, a mechanism is required for debt collection without any need for physical bank and improvement of this process using incident management system.

Keywords: virtual banking; debt collection; incident management

Sareh Saberi and Seyyed Mohsen Hashemi, “An Incident Management System for Debt Collection in Virtual Banking” International Journal of Advanced Computer Science and Applications(IJACSA), 7(12), 2016. http://dx.doi.org/10.14569/IJACSA.2016.071245

@article{Saberi2016,
title = {An Incident Management System for Debt Collection in Virtual Banking},
journal = {International Journal of Advanced Computer Science and Applications},
doi = {10.14569/IJACSA.2016.071245},
url = {http://dx.doi.org/10.14569/IJACSA.2016.071245},
year = {2016},
publisher = {The Science and Information Organization},
volume = {7},
number = {12},
author = {Sareh Saberi and Seyyed Mohsen Hashemi}
}



Copyright Statement: This is an open access article licensed under a Creative Commons Attribution 4.0 International License, which permits unrestricted use, distribution, and reproduction in any medium, even commercially as long as the original work is properly cited.

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