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Article Details

Copyright Statement: This is an open access article licensed under a Creative Commons Attribution 4.0 International License, which permits unrestricted use, distribution, and reproduction in any medium, even commercially as long as the original work is properly cited.

Use of Technology and Financial Literacy on SMEs Practices and Performance in Developing Economies

Author 1: Juma Buhimila Mabula
Author 2: Han Dong Ping

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Digital Object Identifier (DOI) : 10.14569/IJACSA.2018.090611

Article Published in International Journal of Advanced Computer Science and Applications(IJACSA), Volume 9 Issue 6, 2018.

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Abstract: Micro, Small and Medium Enterprises (SMEs) practices in developing economies experience a unique set of challenges to attain their success. With a view of analyzing double impact of SME financial literacy and use of technology on practice of record keeping and risk management as echoed on firm performance, the partial least square structural equation modelling was used to configure the perceived impact of these variables. The results posit a significant relationship between the firm use of technology to its practice of record keeping and performance, a significant positive association of financial literacy and firm risk management practices. Nevertheless the study found insignificant association of financial literacy and firm book keeping practice; it offers unleashed dual practical role of financial literacy and use of technology for improving SMEs financial practices in developing economies.

Keywords: Technology use; financial literacy; book keeping; risk management; developing economies

Juma Buhimila Mabula and Han Dong Ping, “Use of Technology and Financial Literacy on SMEs Practices and Performance in Developing Economies ” International Journal of Advanced Computer Science and Applications(IJACSA), 9(6), 2018. http://dx.doi.org/10.14569/IJACSA.2018.090611

@article{Mabula2018,
title = {Use of Technology and Financial Literacy on SMEs Practices and Performance in Developing Economies },
journal = {International Journal of Advanced Computer Science and Applications},
doi = {10.14569/IJACSA.2018.090611},
url = {http://dx.doi.org/10.14569/IJACSA.2018.090611},
year = {2018},
publisher = {The Science and Information Organization},
volume = {9},
number = {6},
author = {Juma Buhimila Mabula and Han Dong Ping}
}


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